The Small and Micro Enterprises -SME constitutes a great force promoter in the development of social and economic changes for our country, and the presence of FOGAPI is very important for support them in the difficult task of obtain access to the credit. 

We believe that the all-financial institutions can facilitate even more the access to the credit to the SME of the different economic activities. To get this purpose we require to continue joining efforts to create an environment atmosphere of trust for support the most urgent necessities of SME, and the unsatisfied credit demand of this sector.

For this objective, FOGAPI promotes a new guarantee modality with the financial institutions regulated for the Superintendence of Banks, sharing the credit risk in the service called Credit Guarantee Portfolio oriented to the SME. With this new financial tool the financial institutions has in FOGAPI an important strategic partner for support the SME with special programs of credit.